I am an experienced surf caster swimmer, and also boater. I bought the ZX25 for its ability to be able to switch between bailed and bail-less depending upon my fishing. You can pick up the bail-less rotor and install with the removal of three easy screws. The reel is the best I have owned and I have not had any issues. It works the same if you are swimming in the rocks at Montauk, on the Jetties at Island Beach State Park, NJ or 75 miles off shore scouting the Tuna.
For the surfcasting, I did own a competitors reel (VS) and had nothing but issues - several times back to Omaha, speaking to a call center that did not care, only to have the reel repaired and then break again. The VS is built by the same company that makes grills for your deck - all Asia sourced. Finally sold the reel after a difficult conversation with a VS product manager.
Back to ZB - also of great benefit is the fact that you can call them and speak directly to the people in charge in Connecticut, all of the parts are sourced in the US, and the customer service is awesome. I now own two ZB reels and keep one bailed all the time and one bail-less. Spend the extra money and get the best on the market and support the US machine shops.